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Copyright © 2025 E. Sands & Associates Inc. An Association of Corporations Licensed Insolvency Trustees. 
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BOOK YOUR FREE CONSULTATION

Serving All of BC from Local Offices Across the Province

CONSOLIDATE

WITHOUT BORROWING

We can cut your debt by up to 80%

A member of our client support team will contact you within 1 business day regarding your request.*

We’ve Helped Over
0 BC Residents
Achieve Freedom from Debt

We’ve Helped Over
0 BC Residents
Achieve Freedom from Debt

SETTLE CREDIT CARD DEBT & MORE

DEBT HELP THAT FITS YOUR LIFE

Stop debt-stress and endless minimum monthly payments. You have options to consolidate and cut virtually all types of debt, without borrowing.

From credit card debt to income tax debt, payday loans to student loans and more – 
specialized consolidation solutions can be accessed with help from government-regulated Licensed Insolvency Trustees.

• Consolidate Without Borrowing
• Cut Debt by Up to 80% or More
• Flexible Plans with 
No Interest Charges
• Free Debt Advice and No Up-Front Fees

Take the first step towards your debt-free future, book your free confidential debt consultation with a BC debt management specialist today.


Get debt relief and forgiveness with consolidation, Consumer Proposal and bankruptcy services, filed and served to your creditors online.

• Stop Wage Garnishments
• Halt Asset Seizures & Court Proceedings
• Write-Off Unaffordable Debt
• Government-Approved Solutions

Sands & Associates’ telephone and video conferencing services allow you to deal with debt on your schedule from the comfort, convenience and privacy of your home – or you can connect with us in person at a local office near you.

Since 1990 our caring, non-judgmental debt help experts have delivered award-winning service and support to residents across BC. Find out what makes us different: “Debt Smart with Heart”.

Non-judgmental Debt Consultations | Free & Confidential
Award-winning client service, local offices across BC

You are not alone – and you have options to move forward with your life, without debt. 

Sands & Associates 
is here for you.