+ TAKE THE FIRST STEP

Understand Your Options.

Debt can feel overwhelming, and you don't have to face it alone. Get free, confidential advice and explore solutions like debt consolidation, Consumer Proposals, and bankruptcy to discover what best fits your needs. From credit cards to payday loans, tax debt and more, our government-regulated Licensed Insolvency Trustees will walk you through how to consolidate without borrowing, cut debt up to 80% or more, stop interest, and take control of your financial future.

LEARN TO BREATHE AGAIN

You don't have to face debt alone.

Sands & Associates can help you take control of your life again.

Get a personalized plan to be debt-free.

+ CHOOSE YOUR DEBT-FREE PLAN

Move Forward, with Support.

Once you understand your options, you can choose the debt-free plan that's right for you - and we'll be with you every step of the way. With Sands & Associates, you'll work with caring, non-judgmental experts who are qualified to guide you through personalized legal solutions to clear your debt. Whether you meet us online, by phone, or in-person at a local BC office, our full suite of debt help services is open to you 7 days a week, making it easier to find debt relief that's tailored to your life.

+ STEP INTO FREEDOM

Start Living Debt-Free.

What would your life look like, debt-free? We're here to help you find out. Stop the stress of endless monthly payments, protect your assets, and move forward with your debt-free future all while knowing that support is just a call or click away. Since 1990, Sands & Associates has been helping people across BC reclaim control and confidence in their lives. Your financial fresh start IS possible, and it can begin today.

Total Debt Cut 70% from

$44,570 to $13,500

Monthly Payment

$710 to $225

*Example of Real Consumer Proposal filed

LEARN TO BREATHE AGAIN

You don't have to face debt alone.

Sands & Associates can help you take control of your life again.Get a personalized plan to be debt-free.